The thought of tackling financial planning can make your head hurt, but it doesn't need to. I can be really good about procrastinating, but with all the financial changes these last few years have brought, my husband and I finally took action -- and it feels great!
Although retirement is a number of years down the road, making sure we are on target and tweaking things that need tweaking and addressing those things we hadn't considered becomes more important as retirement draws closer.
Our first step was to take a two-evening class on Retirement Planning. Through that course, sponsored by the Redwood City California, Parks, Recreation and Community Services, we met John D. Lee, CFP, an Investment Advisor and registered representative with Securian Financial Services. Not only are Mr. Lee's credentials impressive--Bachelor's and MBA from Stanford University and experience with both public companies and startup--his obvious knowledge and commitment to the goals of his customers is readily apparent.
The next step was for us to meet with Mr. Lee on a one-on-one basis. We subsequently decided to hire him to prepare an in-depth review and analysis of where we are financially, where we wish to be, and whether we are on target or not. His study was precise, thorough, and carefully thought through, always keeping in mind our goals and wishes. He let us know how we stand at this point, and gave pointers and suggestions on additional things to consider and where improvements in our plans could be made.
We were so impressed with Mr. Lee's work and obvious care for his customers (on top of the MBA from Stanford University) that he will now be managing many of our accounts on an ongoing basis.
Fortunately for those of you in the mid-Peninsula and Silicon Valley, John Lee will be teaching his Retirement Planning Today course again on Wednesdays, May 12 and 19, 2010. To get more information or to register, contact Redwood City Parks, Recreation and Community Services on line, or call them at 650-780-7311.
While Mr. Lee does not handle real estate investments, remember that real estate can play a large role in financial planning too. I'm happy to discuss that portion of your plan with you, so don't hesitate to contact me.